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Risk Disclosure

Investments with INTERNATIONAL EQUITY FUND (IEF) are subject to market risks and fluctuations. While we strive to manage your portfolio with the utmost care and diligence, please be aware that investment values can fluctuate, and past performance is not indicative of future results. Investors should consider their financial capability and tolerance for risk before engaging in any investment activity. It is advisable to review your investment objectives and needs as markets evolve. IEF is committed to guiding our clients with professionalism and integrity, however, all investment activities inherently carry risk and returns are not guaranteed. We encourage investors to think about their long-term goals and not base decisions solely on short-term market movements.